Financial Options
I provide a few flexible payment options to make therapy more accessible. You can pay out-of-pocket and submit superbills to your insurance for possible reimbursement, or you can use my partnership with Mentaya to handle superbill submissions and work on getting reimbursements for you. If I’m in-network with your insurance plan, you may use your benefits to cover costs.
Cash Pay/Out of Pocket Option
Out-of-pocket payment means that clients pay for therapy services directly, without going through insurance. This option offers:
More privacy and flexibility, as it avoids the need for diagnoses or treatment limitations often imposed by insurance companies.
Paying out-of-pocket allows you to focus solely on your goals for therapy, without external constraints.
If you choose this option, we can provide a superbill (detailed receipt) for you to submit to your insurance for potential reimbursement, depending on your plan's out-of-network benefits.
Session Fees:
Individual 55-60 minute Session- $150
(We offer a limited number of sliding scale slots)
Your “Good Faith Estimate” Rights
You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost.
Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.
You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.
Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.
If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
Make sure to save a copy or picture of your Good Faith Estimate. For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises or call 800-985-3059.
Wonder if you qualify for Out of Network Benefits?
Greatness Awaits Counseling Services PLLC is an out-of-network provider with some insurance.
For our clients who would like to use out-of-network benefits, we offer a monthly superbill for clients to submit to insurance for reimbursement. We recommend contacting your insurance provider to verify your out-of-network benefits. Some questions to consider when contacting your insurance company:
Do I have out-of-network mental health benefits?
Is there a deductible I must meet before my out-of-network benefits apply? If so, what percentage of the session fee will be reimbursed after the deductible is met?
What is the process for submitting a superbill for reimbursement?
Do I need a referral or prior authorization to use out-of-network benefits?
Are telehealth/virtual therapy sessions covered under out-of-network benefits?
For those who have out-of -network benefits, but care not to deal with the hassle of submitting superbills to insurance, we have partnered with Mentaya, a service that simplifies the process of getting reimbursed for your therapy sessions.
Mentaya is perfect if you:
• Have out-of-network benefits
• Feel overwhelmed by super bills and insurance
• Have submitted super bills but failed to get any reimbursement
• Simply want to skip the hassle of paperwork
Mentaya charges a 5% fee per claim (covered by our office), which includes handling any paperwork required, dealing with denials, and calling insurance companies.
It's risk-free!! They guarantee claims are successfully submitted or a full refund of their fees.
Insurance Options
I am in-network with United Healthcare/Optum and Aetna. This means your sessions may be covered if you have one of these plans. I encourage you to check with your insurance provider to confirm your coverage and benefits.
Using insurance for therapy can be a great option if your plan provides mental health coverage. The use of insurance includes:
Cost Savings: Using insurance can reduce the cost of therapy, as your plan may cover a significant portion of the fees.
Reduced Out-of-Pocket Expenses: You’ll generally only be responsible for copays, coinsurance, or meeting deductibles, depending on your plan.
Diagnosis Requirement: Most insurance companies require a formal mental health diagnosis to approve coverage for therapy.
Session and Treatment Limits: Insurance may limit the number of sessions or types of treatments covered, depending on your policy.
Affordability: If your plan offers good coverage, insurance can make therapy more accessible and easier to afford.
How It Works
I partner with Grow Therapy to make using your in-network insurance benefits as simple as possible. Once we begin, I’ll send you a link to enter your insurance details. Grow Therapy will confirm your coverage before your first session and submit claims directly to your insurance. You’ll pay your regular copay through their system.